My name is Davina Oden, aka Vix.

 

I’ve been mentoring individuals and families in the credit industry since 2020 to help people overcome financial hardship, avoid homelessness, and regain stability through credit education and financial empowerment.

 

After launching my Kiss Bad Credit Goodbye 💋 program in 2021, I’ve helped clients collectively remove over $2 million in debt from their credit reports. Hundreds of my clients have gone on to achieve 700+ FICO scores, restore their buying power, buy homes, invest, and position themselves for better opportunities in life.

 

In today’s world, credit impacts almost everything. Mortgage lenders, auto lenders, banks, and even employers often rely on credit reports to determine eligibility and trustworthiness. Poor credit can delay or completely block access to homes, vehicles, career opportunities, and financial freedom, while increasing the likelihood of long-term financial struggle.

 

Through the KBCG program, my goal is to provide clients with the education, direction, tools, and support needed to rebuild strong credit and create lasting financial security. Whether someone is preparing to purchase a home or vehicle, qualify for better opportunities, grow a business, or simply start over with a clean slate, this program is designed to help them take control of their future with confidence.